Home / Locations / Alberta
Alberta

Insurance quotes in Alberta.

Alberta is a private auto market with a provincial rate cap and its own regulator. Start one request and we route it to a partner licensed by the Alberta Insurance Council.

Start in 30 seconds Free · No obligation

You will see which licensed organization receives your request before anything is shared.

Every figure here has a source. No savings headline runs until it is substantiated.
✦✦✦✦✦
Live examples
CRM examples will appear here once the feed is connected.
Short answer

Alberta auto insurance is sold privately and regulated by the Alberta Insurance Council, with a provincial cap on rate increases for good drivers. Basic coverage requires third-party liability of at least $200,000 plus accident benefits. Requests submitted through Insurance Genie are routed to a partner licensed in Alberta — an Ontario RIBO registration does not authorize service here.

Alberta average
$1,650

Annual, clean record, one vehicle

Minimum liability
$200K

Statutory minimum — $2M is common practice

Regulator
Alberta Insurance Council

Verify any licence on the AIC register

Figures are illustrative averages for general information only — they are not quotations or offers of coverage, and your own rate depends on your details.

Alberta insurance FAQ

How is Alberta different from Ontario?
Both are private markets, but Alberta caps annual rate increases for good drivers and uses a different accident benefits schedule. Coverage names and claim processes differ, so an Ontario policy comparison does not translate directly.
Can an Ontario broker handle my Alberta policy?
Not unless they hold an Alberta licence. Requests from Alberta postal codes route only to partners licensed by the Alberta Insurance Council.
Do you cover home and business in Alberta too?
Yes, subject to a participating partner being licensed and able to write the product and class in Alberta.
Licensed where you live

Alberta rates, Alberta licence.

Start a request and it routes to a partner authorized by the Alberta Insurance Council — named before anything is shared.

Illustration of a calculator, checklist, coins and a blue protection shield
Start in 30 seconds Free · No obligation

You will see which licensed organization receives your request before anything is shared.

From Insurance Genie

Recent policy purchases

Explore recent policy purchases shared through our participating insurance professionals.

Recent policies will appear here when the Insurance Genie CRM feed is connected.